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Your House Is Worth Less Than Is Owed?

 

When your house is worth less than is owed and you need to sell, a short sale would have to be completed. A short sale is when you are shorting mortgage debt and it requires a full financial review of the borrower, an investor valuation on behalf of the note holder, and approval by the servicer and investor. Short sales aren’t always short in time frames and can be tedious endeavors depending on circumstances related to the borrowers, owners, or lien holders on title.

Holding an underwater property can be tough, espeically if the payments are too high or if the owners encounter financial difficulty. Some properties are so upside down that it just simply does not make sense to hold them from a financial prospective as it may not have equity again for any forseeable future.

If you need short sale help or have questions, please fill out the form below or call 1-800-692-9960 and a specialist will be in touch with you shortly.

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